Why are credit card companies so willing to just hand me thousands of dollars? I assume they must be banking on the notion that, as a young, impulsive, irresponsible student, I'll quickly rack up huge bills and end up paying the principle three times over in interest. If they've been paying much attention to me over the past four years (since I got my first Visa with a $1,000 limit), they'd know this isn't the case. I've never paid a dime in interest. So why am I so attractive to creditors?
I have barely worked in the past year (for money, anyway; school really kicked my butt). A four-week stint at BP over Christmas, a pool shift here and there and a handful of pennies from a handful of freelance gigs: that's it. I'm unemployed again, and what did I get in the mail today? Another credit card.
A couple weeks ago I was at Sears buying some dragon-print pjs for my nephew's first birthday. The clerk told me if I signed up for their Mastercard, I'd save $10 off the pjs, which were only $10 to begin with ($0.47 birthday present--don't tell my sister). I said, "Hell yes," and signed away, assuming I'd get maybe a $500 limit and planning to cancel it the second it came in the mail.
Au contraire. Sears Mastercard gave me a $5,000 limit. This little guy will join his older brothers in my wallet: a $5,000 Mastercard and a $2,500 Visa, and then the lesser-known $2,500 overdraft I have on my chequing account. (All four have a zero-balance, for the record.)
Until I cancel the card (I may decide not to and earn some nifty Sears points, dreaming of the day when I'll have more than 450 square feet to furnish and call my own), I, at 22 years old, currently have $15,000 worth of available credit.
It's a good thing I'm not the shopaholic kind.
In other news, my spider cat did this yesterday, and it was the highlight of my weekend.
Monday, June 29, 2009
Subscribe to:
Post Comments (Atom)
5 comments:
Our cats look freakishly similar. They both have the same colourings, an apparent tendency to sit on top of fridges, and they both have black on their noses.
Hi !.
might , probably very interested to know how one can reach 2000 per day of income .
There is no need to invest much at first. You may start earning with as small sum of money as 20-100 dollars.
AimTrust is what you thought of all the time
The firm incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become an affluent person?
That`s your chance That`s what you really need!
I feel good, I began to take up real money with the help of this company,
and I invite you to do the same. It`s all about how to choose a proper partner utilizes your savings in a right way - that`s the AimTrust!.
I take now up to 2G every day, and my first deposit was 1 grand only!
It`s easy to get involved , just click this link http://jepahiqu.angelcities.com/irywywe.html
and lucky you`re! Let`s take this option together to get rid of nastiness of the life
Hi !.
You may , probably very interested to know how one can collect a huge starting capital .
There is no initial capital needed You may start earning with as small sum of money as 20-100 dollars.
AimTrust is what you haven`t ever dreamt of such a chance to become rich
The company represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with affiliates everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your chance That`s what you wish in the long run!
I feel good, I began to take up real money with the help of this company,
and I invite you to do the same. It`s all about how to choose a correct companion who uses your savings in a right way - that`s it!.
I make 2G daily, and my first investment was 500 dollars only!
It`s easy to start , just click this link http://azufydoqok.freewebsitehosting.com/vowylym.html
and go! Let`s take this option together to get rid of nastiness of the life
Good day, sun shines!
There have been times of troubles when I didn't know about opportunities of getting high yields on investments. I was a dump and downright pessimistic person.
I have never imagined that there weren't any need in large starting capital.
Now, I'm happy and lucky , I begin to get real money.
It gets down to choose a correct companion who utilizes your money in a right way - that is incorporate it in real deals, and shares the profit with me.
You may get interested, if there are such firms? I'm obliged to tell the truth, YES, there are. Please be informed of one of them:
http://theblogmoney.com
Glad to materialize here. Good day or night everybody!
Sure, you’ve heard about me, because my fame is running in front of me,
my parents call me Peter.
Generally I’m a venturesome analyst. all my life I’m carried away by online-casino and poker.
Not long time ago I started my own blog, where I describe my virtual adventures.
Probably, it will be interesting for you to read my notes.
Please visit my web page . http://allbestcasino.com I’ll be glad would you find time to leave your opinion.
Post a Comment